guided sequence
“We're never more than one bad month from real trouble.”
Living month to month
Zero buffer means every surprise is a crisis. Build the cushion deliberately — it's the cheapest insurance a business can buy.
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- 1
calculator tool
Cash flow runway
Face the honest number: how many weeks of survival you actually have.
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framework worksheet
90-day cash projection
Plan three months ahead so problems arrive with warning.
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framework worksheet
Critical success factors
Pick the one or two numbers that most directly build the buffer, and track them weekly.
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framework worksheet
Profit ratio snapshot
Find the margin leak that keeps the buffer from ever forming.
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