guided sequence

“I can see the opportunity but there's no money to fund it.”

Growth opportunity, no capital

Before borrowing or raising, find the capital hiding inside the business — then fund the opportunity in the cheapest order.

1. 1

   framework worksheet

   Working capital allocator

   Find money sleeping in fixed assets or excess stock first — it's the cheapest capital.

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2. 2

   framework worksheet

   Project ROI check

   Prove the opportunity clears the return bar before funding it any way at all.

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3. 3

   framework worksheet

   Borrowing readiness check

   If debt is the answer, confirm the ratios can carry it.

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4. 4

   calculator tool

   Cap table builder

   If equity is the answer, model the dilution before talking to anyone.

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