guided sequence
“I'm considering a business loan but not sure it's wise.”
Should I take this loan?
A loan is fuel or fire depending on three ratios and one honest question: is this funding growth, or funding losses?
0/4 steps done
- 1
framework worksheet
Borrowing readiness check
Run the three ratios lenders check — before they do.
Start this step → - 2
framework worksheet
Project ROI check
Confirm what the loan funds earns more than the loan costs.
Start this step → - 3
framework worksheet
90-day cash projection
Check the EMIs fit inside real monthly cash flow, not optimistic cash flow.
Start this step → - 4
framework worksheet
Value at risk
Write down the worst case before signing — fear shrinks when it has a number.
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